Credit Risk Analyst

Come join a growing financial technology company that’s leading the marketplace in both the marketing and servicing of credit cards! Continental Finance Company specializes in credit card options for those consumers with less than perfect credit. We are seeking a Data Analyst to support our Credit Risk team.

Seeking a Data Analyst to support direct mail and Invitation-To-Apply (ITA) acquisition campaigns through targeting, list processing and execution, and credit risk performance analysis, helping drive efficient growth while maintaining strong portfolio performance.

Essential Functions

• Execute end-to-end direct mail and ITA campaigns, including selection of prospective customers, list processing, and file delivery.
• Perform credit risk analysis to support targeting, offer strategy, and campaign decisioning.
• Monitor campaign performance, including response, approval, and early credit indicators.
• Identify, analyze, and report production trends to management.
• Partner with Marketing, Operations, IT to ensure accurate and timely campaign execution.
• Leverage credit bureau data, models, and new data sources to enhance targeting and credit risk strategies.
• Support test-and-learn initiatives and deliver actionable insights to optimize campaign performance.
• Maintain documentation and ensure data accuracy, controls, and compliance with internal policies.

The ideal candidate will have the following

• Bachelor’s degree in quantitative fields such as Mathematics, Finance, Economics, or related discipline required.
• 1-3 years of analytical and/or data programming experience; consumer lending or credit card industry experience preferred.
• Proficiency in SQL and at least one programming language (Python or SAS).
• Strong quantitative and problem-solving skills
• Strong work ethic with the ability to learn quickly and communicate effectively

Why Continental Finance?

Continental Finance Company (the “CFC”)...