Compliance&Financial Analyst

Description

The Compliance & Financial Analyst plays a critical role in supporting Pinnacle Bank's financial stability, regulatory compliance, and operational integrity. This position combines financial analysis, accounting responsibilities, risk management, regulatory reporting, and compliance oversight. The analyst works closely with management, regulators, auditors, and various departments to ensure accurate financial reporting, effective risk management, and adherence to applicable banking laws, regulations, policies, and ethical standards.

Primary Responsibilities

Financial Analysis & Accounting

• Balance General Ledger accounts daily and monthly.
• Manage Accounts Payable and ARP.
• Prepare journal entries for investment transactions, reconcile investment accounts monthly, and complete month-end entries.
• Prepare and submit the FR2644 Report to the Federal Reserve on a weekly basis.
• Manage prepaid, accrued expense, and fixed asset accounting systems.
• Assist with quarterly Call Report preparation and submission, ensuring accuracy and compliance with regulatory requirements.
• Develop, maintain, and analyze financial models, including:
• Income statements
• Balance sheets
• Cash flow projections
• Profitability analysis
• Investment performance analysis
• Sensitivity and scenario testing
• Monitor financial performance, identify trends, and provide recommendations to support strategic decision-making.
• Assist with other accounting and financial reporting functions as assigned.

Compliance & Regulatory Oversight

• Assist the Compliance Officer/Internal Auditor in administering and maintaining the Bank's compliance and integrity program.
• Support oversight of compliance with applicable banking laws, regulations, internal policies, and ethical standards.
• Assist with identifying, assessing, and monitoring compliance risks throughout the organization.
• Help ensure appropriate policies, procedures, internal controls, and codes of