Commercial Credit Analyst

The Commercial (Business) Credit Analyst evaluates creditworthiness of commercial loan requests by analyzing financial statement, tax returns, and other related data. Findings are communicated through written credit narratives to support Loan Officers and Loan Committee in lending decisions.

In addition to initial credit analysis, the role includes conducting ongoing portfolio reviews to assess and monitor the level of risk within the existing loan portfolio. Strong analytical and critical thinking skills are essential, along with a foundational understanding of account and finance – or a willingness to learn.

Work Location

This position is able to work onsite, hybrid, or remote (must reside within the states of Michigan or Illinois).

To be considered for this role, candidate must currently reside, or have plans to reside upon hire, within the state of Michigan or state of Illinois as described above. Occasional travel on a quarterly basis to MSUFCU Headquarters (East Lansing, MI) may be needed.

Weekly Schedule

Monday - Friday 8:30am - 5:00pm ET

*An offer of employment with MSU Federal Credit Union and affiliates is contingent upon the agreed work arrangement (onsite/hybrid/remote) and work location. MSU Federal Credit Union may or may not be able to accommodate temporary or permanent changes to work arrangements or allow employment outside the city and/or state of residency in which the new hire resides at the time of offered employment.*

Compensation & Benefits

* Salary Ranges: + Level I - $27.00 - $33.00+ per hour, depending on experience + Level II - $33.00 - $41.00+ per hour, depending on experience + Senior Level -$41.00 - $51.00+ per hour, depending on experience * 100% Company-Paid Health, Dental, Vision, Life, and Long-Term Disability Premiums * Up to 26 days of PTO within your first year, as well as Volunteer Time Off & 11 Paid Holidays * 401(k) with a company match * Tuition Rei